Graded Death Benefit Life Insurance

If you have been declined for life insurance coverage or have experienced health problems, a graded death benefit life insurance policy might be a good option. Typically, graded death benefit policies are designed to provide up to $250,000 if life insurance coverage, with coverage increasing after the first and second year.

With a graded death benefit term or whole life policy, there are no exams, no tests and no waiting periods. Issuance depends only on the answers to a few health questions.

You can download a brochure that explains some of the benefits of one of our most popular graded death benefit policies. For additional information, please contact us.